Rawls and others in Property Owning Democracy argue that a more equal distribution of wealth is a superior alternative to Welfare-State Capitalism, Laissez-faire, State socialism, or Liberal socialism. Unfortunately, the proponents who have tried to implement the wider distribution of property owners use redistribution methods. Another approach is incrementally changing…

The world is awash with wealth, but it is unevenly distributed. It sits in gigantic piles and is being used to destroy the planet to create more wealth that sits in bigger and bigger piles. There is a simple solution to spreading it more evenly, and it comes with a…

Social learning is to ideas what natural selection is to genes. Both are ways of picking out good solutions from a sea of variety. Mark Pagel — Wired for Culture. With culturally appropriate capital allocation rules, Community Capital is the most productive way to invest. …

The main cause of the disparity between the rich and poor is dysfunctional Capital Markets. One way to reduce the disparity is to make Capital Markets cheaper to access, allow universal participation, and increase the rate of new investment. The poor will become richer by increasing their share of new…

Build to Rent and Buy (BTRAB) is a housing finance approach that combines the benefits of owning a home with the flexibility of renting. It uses Community Capital Markets, where properties are put into a permanent marketplace managed by a shareholder company or cooperative. When a renter occupies a dwelling…

Over the past decade, income inequality in Australia has grown, with the top 20% of earners gaining more income than the income of the bottom 20%. This has led to a lack of productivity growth, exacerbating the problem. …

Capitalism is a way of doing business where people provide goods or services to others in exchange for money. It began as a way for people to share things they didn’t need and as a way of helping each other out or sharing. …

The purpose of an economy is to allocate resources efficiently and effectively to meet the needs and wants of society. A sustainable economy is an economic system that meets the needs of the present without compromising the ability of future generations to meet their own needs. …

The Bank of Mum and Dad is Australia's fifth biggest home lender and is likely to rise in the coming years. But what about children without parents with Capital or have parents with Capital but no idea how to help them? Community Housing Capital Markets (CHCM) provides the lowest cost…