There is a way to fight back by resurrecting credit unions and mutual societies and, with their help, outcompeting shareholder banks. Start with How Banks can increase profits and reduce payments. @kevin-34708/how-banks-can-increase-profits-and-lower-repayments-7590560d81b8 and then get rid of loans altogether with Permanent Asset Markets @kevin-34708/financing-infrastructure-f2fff3f9214a