We can evolve our existing systems to Property-Owning Democracies if buyers receive a share of Capital created with each payment. Please read https://kevin-34708.medium.com/fair-markets-will-evolve-to-property-owning-democracies-49f128b26105. The approach increases wealth by making existing Capital more productive by reducing the cost of transferring Capital and increasing the rate of investment. It costs little to implement and is the most economically efficient way to operate an economy.